Terms of Service

Last updated: February 24, 2026

1. Acceptance of Terms

By accessing and using the website warranty-of-america.com operated by Warranty of America LLC ("Company," "we," "us," or "our"), you accept and agree to be bound by these Terms of Service. If you do not agree, please do not use our website or services.

2. Services Description

Warranty of America LLC is a direct business lender providing capital solutions to businesses. Our services include business term loans, revenue-based financing, business lines of credit, and equipment financing. All services are subject to approval and applicable terms and conditions.

3. Eligibility

To use our services, you must be at least 18 years of age and have the legal authority to enter into binding agreements on behalf of your business. By submitting an application, you represent that all information provided is accurate and complete.

4. User Obligations

You agree to:

5. SMS/Text Messaging Terms

By opting in to receive SMS messages from Warranty of America LLC, you acknowledge and agree to the following:

  • You consent to receive text messages sent via an automatic telephone dialing system (ATDS) regarding your inquiry, application status, funding updates, and promotional content.
  • Message Frequency: Message frequency may vary based on your interactions and application status.
  • Message and Data Rates: Standard message and data rates may apply as determined by your mobile carrier.
  • Opt-Out: You may opt out at any time by replying STOP to any text message received from us.
  • Help: For assistance, reply HELP to any message or email us at barry@warranty-of-america.com.
  • Consent is not a condition of purchase. You are not required to consent to SMS messaging as a condition of purchasing any goods or services from Warranty of America LLC.
  • No Mobile Data Sharing: We will not sell, rent, or share your mobile phone number or information collected through our SMS program with third parties for marketing purposes.

6. Intellectual Property

All content on this website, including text, graphics, logos, and images, is the property of Warranty of America LLC and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our written consent.

7. Disclaimer of Warranties

Our website and services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not guarantee that the website will be uninterrupted, error-free, or free of viruses or harmful components.

8. Limitation of Liability

To the fullest extent permitted by law, Warranty of America LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the website or services.

9. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions.

10. Changes to Terms

We reserve the right to modify these Terms of Service at any time. Changes will be effective upon posting to this page. Your continued use of the website constitutes acceptance of the modified terms.

11. Contact Us

For questions about these Terms of Service, contact us at:

Warranty of America LLC
1733 Coney Island Ave, Brooklyn, NY 11230
Email: barry@warranty-of-america.com